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Down Payment Increase Effective February 15th

Fri, 29 Jan by remax-realestate-sprucegrove

downpaymentStarting on February 15, 2016, buyers will now be required to provide a minimum down payment of 10% on all homes that are priced above $500,000. However, the higher percentage will only apply on the dollar value in excess of that price. For example, if a buyer was to purchase a home valued at $750,000, the down payment would be $50,000; $25,000 on the first $500,000 at 5% and $25,000 on the additional $250,000 at 10%. For more information visit:
http://www.ereb.com/News&Events/DownPaymentIncrease.html

Simple Ways to Reduce Your Monthly Utility Costs

Wed, 20 Jan by remax-realestate-sprucegrove

lower energy billsMany homeowners think there’s not much they can do about telephone,
heating, water and other utility expenses. Sure, you may grumble about a high heating bill one month, but what can you do about it?
Turns out, you can do plenty. There are several ways to reduce monthly
utility costs that can save you tens or even hundreds of dollars. For
example:
• Shop around for a better phone plan. Then contact your phone
company. They might match the rates.
• Turn down the thermostat on your water heater. You likely don’t need
tap water to be that hot.
• Clean the screen on your outside air conditioning unit regularly.
(Gently with the water hose.) Dirt and leaves can build up on it,
reducing the unit’s efficiency.
• Leverage the sun. Open curtains in the winter to gain heat. Block
direct sunlight in summer to keep the cool air inside.
• Scrutinize your bill. There may be extras you’re paying for that you
don’t need.
• Play with the thermostat. Experiment with setting the temperature a
couple of degrees lower. You might not notice any difference.
It’s worth paying attention to your utility costs. Just a few smart moves can save you some serious money

How did the real estate market fair in 2015?

Mon, 11 Jan by remax-realestate-sprucegrove

2015 real estateHow did real estate fair in 2015? Here’s what the REALTORS® Association of Edmonton Chair Geneva Tetreault has to say: “2015 was a steady year for real estate in Edmonton. Edmonton and the surrounding areas experienced a decline in sales due to economic uncertainty, but we saw a slight increase in price that demonstrated that the market remained relatively stable. This began to cool in the fall months as inventory remained higher than normal. We continued to see home buyers take advantage of low mortgage rates. An influx of listings at the beginning of the year, meant that buyers had a larger selection of homes and were able to take more time selecting properties than in previous years. We continue to see a tight market in the popular $400,000 price range for single family homes.”
For the full market report visit the Edmonton Real Estate Board visit:
http://www.ereb.com/News&Events/LatestMarketStatistics.html

Happy New Year!

Mon, 04 Jan by remax-realestate-sprucegrove

2016 happy new yearWe would like to wish everyone a happy, healthy and prosperous 2016. Happy New Year!

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